John J. Grande

John J. and Traudy F. Grande, CFPs, are the
editors of Money Matters.
They are owners and principals of Grande Financial Services Inc. and registered principals
of Raymond James Financial Services Inc. member NASD/ SIPC. The Grandes advise


Increase returns with alternative investments

The question was asked how to use alternative investments to protect assets and let them grow at the same time. The Grandes respond: as assets grow, expand the asset classes that are invested into. Theoretically, this lowers risk while increasing the expected rate of return. This is accomplished by reducing the overall volatility of a portfolio. Structured products do offer a viable solution to investing in hard-to-reach assets.

Reducing risks while planning for above-average returns

Co-editors of Money Matters attempt to outline most of the risks and rewards of bank loan funds and help answer question on how bank loan funds may be used.

Permanent life insurance is still your guardian angel

Q With the repeal of the future estate tax, do you think it is still necessary for me to continue paying the permanent life insurance premiums on the policies that I originally purchased to pay federal estate taxes?