OR WAIT null SECS
Editor's Note: This month, Ophthalmology Times introduces a new column, Money Matters, written by two seasoned certified financial planners, John J. and Traudy F. Grande. For 15 years, their firm, Grande Financial Services, located in Oakhurst, NJ, has been advising ophthalmologists on a variety of financial issues. Each month they will answer readers' questions in a question-and-answer format. Send comments and questions to firstname.lastname@example.org.